Home Sale Proceeds Calculator
See the real number you will pocket once every selling cost has been accounted for.
What This Calculator Does
Enter your anticipated sale price and the calculator deducts your remaining mortgage balance, agent commissions, closing costs, prep expenses, and any other selling costs to reveal your true bottom-line proceeds.
Who Is This For
Owners weighing whether the timing is right to sell, sellers who need a ballpark figure to plan their next purchase, and anyone wanting a no-surprises view of what a Miami home sale actually nets.
How It Works
Provide your expected sale price, outstanding mortgage balance, estimated repair and preparation costs, closing cost percentages, and moving costs. Hit Calculate and the tool will show your projected net proceeds line by line.
Frequently Asked Questions
What are typical selling costs?
Sellers typically pay 8-10% of the sale price in total costs, including 5-6% agent commission, 1-2% closing costs, and 1-2% in repairs, staging, and concessions.
Can I negotiate agent commission?
Yes — commissions are not fixed. Agents in competitive or higher-price markets will often consider reduced rates, so it is worth having that conversation with your listing agent before you sign anything.
What are seller concessions?
Concessions are credits you agree to give the buyer, typically to offset their closing costs or fund specific repairs. They come up frequently in buyer-favoring markets and can be the difference between a deal closing and falling apart.
How accurate is this estimate?
The calculator gives you a solid working estimate grounded in typical cost ranges. Your actual net will shift based on the final negotiated price, buyer demands, and the specifics of your transaction — your agent can produce a precise net sheet once you have an offer.